The Importance of Travel Insurance: A Personal Story from Iceland
When I traveled to Iceland with my daughter, we were excited to explore the stunning landscapes and unique culture of this beautiful country. But on our first day, things didn’t go quite as planned. After a relaxing day at the Blue Lagoon, we headed to Reykjavík. After parking the car, and attempting to check in at our hotel, I realized that I had lost my purse- the one containing my driver’s license, phone, and credit card. It was a terrifying moment. Thankfully, I had a second credit card and my passport safely tucked away in another bag, but losing access to my phone and identification was still anxiety inducing panic. My daughter, thankfully, had her phone to help us navigate, but this was a stark reminder of how quickly things can go wrong when traveling.
This experience made me think about how much worse it could have been. Had I lost everything (passport, wallet, and all my credit cards), I would have been in a very difficult situation. But here’s where travel insurance could have been a lifesaver, specifically Faye Travel Insurance. With coverage for things like lost belongings, trip cancellations, and emergency medical evacuation, I could have had peace of mind knowing that I would be taken care of in case things took a turn for the worse.
Lost or Damaged Belongings: Up to $2,000 Coverage
One of the most worrying aspects of losing my purse was the thought of losing not just the physical items, but the important documents and valuables inside. Faye Travel Insurance offers up to $2,000 for lost, stolen, or damaged luggage, including clothing, personal items, and professional equipment. If my purse had been lost for good, I could have been reimbursed for my credit cards, driver's license, and any personal items that were gone.
The policy also covers up to $50 for replacing a lost passport or credit card, which would have helped expedite getting new ones. Had I lost everything, this benefit would have made the process of replacing my valuables a lot less stressful.
Trip Interruption and Trip Cancellation: Up to 150% of Trip Cost
If I had needed to cancel or cut my trip short due to losing my belongings or other unforeseen circumstances, Faye Travel Insurance covers up to 150% of the trip cost for prepaid, non-refundable payments. This means that any flights, hotel bookings, or tours I had paid for could have been reimbursed, and if I needed to purchase new tickets to return home early, those costs would have been covered as well.
A Pleasant Surprise: Iceland’s Safety
While travel insurance could have helped me in the event of a worst-case scenario, I’m happy to share that my story had a positive ending. Despite the panic and stress of losing my purse, it was returned to the police station in Reykjavik. In fact, everything- from my phone to my lipstick to my credit card- was inside the purse when it was returned. Not only that, but the police mailed it back to me within a week of my return to the United States, with absolutely nothing missing.
This experience reaffirmed what everyone says about Iceland: it’s truly one of the safest countries in the world. The kindness and honesty of the Icelandic people are remarkable, and I was lucky to have my purse returned to me without incident. Still, having travel insurance would have provided a safety net that would have given me peace of mind if things hadn’t worked out the way they did.
Why You Need Travel Insurance
Travel insurance isn’t just about preparing for the worst- it’s about having peace of mind while you travel. With Faye Travel Insurance, you can be covered for a variety of potential issues, from lost luggage to medical emergencies to trip cancellations. Even if you don’t anticipate any problems, travel insurance gives you that extra layer of protection in case things go wrong. As travelers, we all face unexpected challenges. But having travel insurance can help mitigate those challenges and allow you to enjoy your trip with confidence.
No matter how safe your destination is, having the right travel insurance can make all the difference when things go awry. From losing your belongings to medical emergencies, coverage like Faye Travel Insurance helps protect your investment and your peace of mind while traveling.
While my purse returned safely from Iceland, Faye Travel Insurance would have been my safety net in case I hadn’t been so lucky. The next time you’re planning a trip, consider investing in the peace of mind that travel insurance provides- it’s always better to be prepared.
